Questions, answered.

JamJar is a budgeting app for New Zealand households. It brings in your transactions, sorts them by Spend type › Category › Merchant, and shows how much is left in each part of your budget this week and this month. It also forecasts your cash flow a year ahead, matches receipts to payments, and keeps track of bills, subscriptions, your mortgage and other loans, savings goals, belongings and insurance.

Not yet. We’re opening JamJar to a small group of early users first. Join the early-access list and we’ll email you when there’s a spot.

Households who want a clear weekly picture: couples, families and flatmates sharing costs, and anyone who has outgrown a spreadsheet but still likes the control of one.

Yes. JamJar runs in your web browser on phone, tablet or computer. On a phone you can add it to your home screen so it opens like an app.

Partly. If you lose signal, JamJar opens with the figures you last saw on that device and refreshes when you’re back online. Making changes needs a connection.

Yes. You can invite a partner or another household member so you’re both looking at the same numbers, each with your own sign-in.

Live bank feeds are coming soon. When they arrive, bank connections will go through Akahu, a New Zealand open-finance provider. JamJar will only ask for read-only access — it can see transactions and balances, but it can’t move money or make payments. You never give us your internet-banking password. See Security & privacy for more.

Live bank feeds are coming soon. They’ll come through Akahu, which connects to ANZ, ASB, BNZ, Kiwibank, Westpac, TSB, The Co-operative Bank, Heartland, NZHL, SBS and Rabobank; KiwiSaver and investment providers Booster, Fisher Funds, Generate, Milford Asset Management, Simplicity, Superlife, Pie Funds KiwiSaver, Sharesies, Hatch, Kernel Wealth, Stake and Sharesight; plus American Express, Latitude (Gem Visa) and Wise. Banks and cards bring in transactions; KiwiSaver and investment providers show balances and holdings for your net worth, not transactions. Until then — and any time you prefer — you can upload CSV statements exported from internet banking. See the full list.

Some features do, and only when you use them: reading a receipt you snap, an insurance policy you upload, or photos of your belongings and their labels — and Ask JamJar, which is off until you switch it on. For those, the image, document or question (plus only the figures needed to answer it) is sent to Anthropic, the company behind Claude, to be read. Ask JamJar never sees account numbers. You check a policy’s details before they’re saved, and a matched receipt can be undone.

Today, transactions update whenever you import a CSV statement. When live bank feeds arrive (coming soon), banks usually make new transactions available to Akahu about once a day, so the feed will be up to a day behind — and you’ll be able to refresh on demand.

No. You can import CSV files exported from internet banking instead, and duplicates are skipped if you import the same period twice.

Yes. You can ask us to delete your account and data at any time, and once live bank feeds are available you’ll be able to revoke JamJar’s access from your Akahu account. See the privacy policy.

Both. Set each category weekly or monthly, whichever matches how you’re paid and how the bill arrives, and JamJar converts between them (52 weeks ÷ 12 months). You can view your budget week by week or month by month.

It’s your whole budget as an editable grid: categories down the side, budget, actual spend and what’s left across the top, plus previous months. Click a cell and type, use arrow keys and Tab to move, or paste a column straight from Excel or Google Sheets.

Mark a big, unusual purchase — a new fridge, a car repair — as a one-off. It’s still tracked, but it won’t blow out your everyday budget or skew your averages.

No. JamJar is a tool for seeing and planning your own money. Projections and scenarios are estimates based on the numbers you enter. For advice about your situation, talk to a licensed financial adviser.

Founding members — anyone who joins before our public launch — pay NZ$99 a year or NZ$9.99 a month, locked in for as long as they stay subscribed. From public launch the standard price is NZ$169 a year or NZ$16.99 a month. Every plan starts with a free 14-day trial, no card required, and all prices include GST. See Pricing.